Why this Car Insurance Blog?

Car insurance is an important component in the efforts towards road safety. A good insurance policy puts the mind at ease when driving. Having car insurance also ensures that damaged vehicles are repaired by accredited experts in vehicle repair and maintenance. Vehicle owners who do not have car insurance will more likely use the most affordable backyard mechanic to assist in getting his vehicle on the road – posing a vehicle roadworthiness threat to other road users!

The South African road crash and crime statistics provide more than enough evidence to the importance of vehicle insurance. Over the last couple of years the cost of repairs has increased dramatically and there has been a significant increase in the average cost of a claim. An increase in vehicle theft, accidents and rising repair costs force insurance companies to recalculate the risk and cost of insuring our vehicles.

With South Africa’s high accident and car theft rate, the vehicle owner cannot afford to drive an uninsured vehicle. According to the South African Insurance Association (SAIA), about 65 percent of South African motorists are not insured. This has far-reaching implications for all road users, whether or not they are insured.

Objectives with the Car Insurance Blog

On the Car Insurance Blog we will strive to create awareness of aspects such as:

  • The importance of car insurance
  • Car insurance terms and conditions
  • Acquiring affordable and cheap car insurance in South Africa
  • Maintaining affordable car insurance
  • Insurance fraud, the insurance industry and prevention of fraudulent claims
  • Avoiding car accident claims
  • Protecting the vehicle from vehicle theft
  • The process of accident claims
  • The Ombudsman for Short Term Insurance, etc

Cooperation between the Arrive Alive road safety website and insurers may contribute towards more insured vehicles on the roads of South Africa. May this also lead towards greater road safety and a reduction in loss of lives!

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13 thoughts on “About

  1. Julia

    Hello

    I was wondering if you are open to the idea of guest posts and articles that we can submit to your website?

    I do a lot of writing and guest blogs on behalf of Assist247.co.za and was wondering whether you would be interested in my South African auto and road safety related articles to your website. If you have any specific topics that you would like me to write about I would be glad to do so.

    Please let me know if you are interested in receiving some free, well written content for your site.

    Best regards

    Julia Laubscher

  2. Oppies

    Good day
    We recently receved two fines for opperators card not present on vehicle. According to Regulation 265 of the National Road Traffic Regulations, 2000 it stated that the mini-bus that weights more then 3500 kg. We have 3 qauntum vehicles(panal-van on licence disc)that transport seeds. We also have a weight bridge so we make sure we do not go over the limit of 3200kg as stated on the licence disk. Do we still need a operators disk? How can the trafic department isseu the fines? do they gess what the weight might be?

  3. sune

    I’ve been with mi way for the last 5 months now , and I don’t have any proof that you are my insurance . Only that the payment is being debited from my account. Is there no letter or sticker or something to put on my vehicle or keep in a file ?

  4. I need help, I am a deaf person and my insurance company delay the service toward me.
    I need to take this further because the manager is not assisting me.

    Please help me.

    Thanks
    Jabaar

  5. What about the transportation of Dangerous Goods on SA roads by a Zimbabwean drive? Is the Zimbabwean Defensive Driving Permit equal to our Dangerous Goods Certification?

  6. Musa

    halo there,i am writing this comment on a very sad manner about my Car insurance called dial direct,i had an accident with my car and the insurance directed me to one of their panel beaters so i took the car there because it was drivable so i left my car there then the following day the insurance called me and tell me that that damage is not under the cover,when i ask as to how can i be so stupid that i can take a cover without insurance they said they going to send me tapes that said i have said i dont take the accident cover so i have been waiting for the tapes for about 2 and half months now they said they cant email me the tapes it has to be posted so i dont know now that how long is it going to take and am sitting with the damage with no reason and i have been paying them for 2 and half years also but now they treat me like that when i ask them to bring back my money they refuses so what can i do now?

  7. Mitisha

    Hey I need help I had an accident on the 10/02, a dranken driver knocked into my vehicle, I have contacted my insurance company on the 11/02. Till this day nothing has been done. I was contacted by the insurance company to get the accident report in order for them to do the claim on my vehicle. I have been pushed back and forth between different departments with no call back with information about what they doing and when my vehicle with be repaired. What can I do now.

  8. Mitisha

    Hey I need help I had an accident on the 10/02, a dranken driver knocked into my vehicle, I have contacted my insurance company dial direct on the 11/02. Till this day nothing has been done. I was contacted by the insurance company to get the accident report in order for them to do the claim on my vehicle. I have been pushed back and forth between different departments with no call back with information about what they doing and when my vehicle with be repaired. What can I do now.

  9. I was involved in an accident 26/09/2014, my car was not insured and I was not at fault for the accident it was the other driver was at fault. The other driver admitted he was one wrong, case was opened and I filled a third party claim to their insurance. It took me 6 months to get them to make me an offer; they’ve been making intentional delays.
    My damages are for the lowest quote done 6 months back R26 000, now they are giving me an offer of R5000 because of the value of my car is R7000.

    I am looking to take them to court BUT I need to know whether I have a winning case here LEGAL? Are they allowed to make such unreasonable offer because of value of my car?

    N.B. I am not insured with them and nor with any insurance company.

  10. Zee

    Hi
    I have a complaint regarding unfair questions on the computerised learners test.i wrote my learners at alrode in Alberton but i failed twice which is suprising because i studied hard i knew everything it just doesnt make sense how can i fail with 2 marks twice on the same section i feel that corruption will never end in SA i booked my test for the 3rd time if i fail again im gna buy it n the licence as well i tried to abide by the law and do the right thing but no im denied that so y not break the rules the government should know that if these test are made to be so difficult as if one is tested for practicing law then we will continue to support those that sell these services to us

  11. good day can you help me with insurance for my car

  12. Arash HomUni

    Hi, I need help about stolen cars that are imported and are sold in The Middle East. Do you have any way that we can inquire and find their history?

  13. Ayanda

    Hi there. Please give me advice. I was hit from the back by another driver from the back,knocking me into the vehicle infront of me. I don’t have insurance, but te guy who knocked me does. So his insurance asked me to send them a quote of the damages to my car. But the car is totalled. Where and how can I get an assessor so I can send them a Proof (quotation) that the car is a write off. The car is parked outside my house.

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