This is not new information – we should all know by now that impaired or drunk driving is extremely dangerous! What might be news are the efforts from car insurance companies to place greater focus on communicating these risks to their clients.
I have received an email from a friend who received such correspondence from his car insurer and would like to share this on the Car Insurance Blog:
“Alarming statistics are proving that the 70% of road accidents and consequential deaths in South Africa is as a result of alcohol abuse.
Apart from the extensive consequences involved as far as your criminal record is concerned, you will also be tortured with the agonizing self-reproaching thought of you being the reason of a person’s (usually innocent) injuries, which could so often end up in disability, or death.
To complicate matters even more, it also entails a huge implication as far as your Insurance is concerned. Your Insurance Company will not indemnify you for any damages to vehicles or other property, should you be found guilty of driving whilst under the influence or exceeding the statutory alcohol limit. What’s more, you will not have any cover for Third Party Liability.
Insurance Companies have the right to insist on blood test results and they may also submit blood samples to a laboratory for analysis. They may even go so far as to appoint investigators to investigate the culprit’s whereabouts preceding the accident.
It is therefore wise to play safe and rather allow somebody to take you home, make alternative arrangements and if possible, to sleep over, than taking a change, which could cause you a lifetime of regret.
Your life, as well as that of others, is so precious and we should take extreme care of it.
We can: By starting to act responsibly!!”
We are pleased to find that car insurers share these warnings with their clients. More companies should be doing so – not to protect their financial well-being, but to protect the lives not only of their clients, but also that of other road users!
- Insured vehicle owners need a reality check about drunk driving
- Do not mix energy drinks and alcohol before driving
- Drunk driving could sharply increase your car insurance premium!
- Will my car insurance pay if I drive drunk?