Car insurance might not cover accidents with smooth tyres on your car!

You can bet on it that your car insurance company will investigate whether the smooth tyres on your car caused the accident that lead to your insurance claim. This will most likely be the case where there appears to be no other contributing factors to the accident and you merely slid off the road at…

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Toyota agrees to $32.4 million in fines after recalls investigations

Toyota Motor Corp has agreed to pay $32.4 million in fines related to two investigations of the automaker’s handling of auto recalls for unintended acceleration and steering problems in several models, United States regulators said yesterday. The settlements, confirmed by Toyota, conclude a tumultuous year for the Japanese automaker in Washington over the recalls of…

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What is the causal link required before a car insurer can reject your claim?

Introduction Car Insurance is not supposed to be the field of battle for fights between policyholders and big insurance companies. It is rather an agreement reached through mutual understanding whereby an insurance company agrees to provide cover for specified risks in return for the payment of monthly/ yearly car insurance premiums. Both parties agree to…

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Overloading your vehicle will increase accident risk

During December we find that many drivers are placing their safety at risk by overloading their vehicles. Many of them are towing trailers, caravans or loading equipment in ever available bit of open space. Overloading vehicles do not only increase the pressure on the suspension and other vehicle components -but makes it much more difficult…

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Driving with lights on can reduce car insurance claims

Every festive season we pay attention to the usual safety messages such as Don’t drink and drive, don’t speed, buckle up etc. We would like to include amongst these the message to drive with lights on – you will be more visible, more likely to be seen and this might reduce the risk of being…

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Rights of the motorist with regards to roadblocks and arrest

Motorists Rights & Responsibilities in Roadblocks plus the status of AARTO and the points-demerit system Following repeated requests for clarification arising from the receipt of emails with or without attachments containing various pieces of extremely alarmist and factually inaccurate information, Justice Project South Africa (JPSA) wishes to set the record straight so that members of…

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Are your passengers and pets well restrained inside the vehicle?

To buckle-up is only one small aspect of the responsibility of the driver. He is also responsible to insured that all passengers are wearing their seatbelts, not only the passengers at the front but also the passengers at the back. We need to emphasize that passengers, pets and baggage must be well retrained at the…

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What are the Rules when carrying passengers in a closed truck and a bakkie?

Question: Please can you assist with the Rules when carrying passengers in a closed truck and a bakkie? Answer: National Road Traffic Act Regulations 247 and 251 are relevant. Circumstances under which persons may be carried on goods vehicle Reg 247. No person shall operate on a public road a goods vehicle conveying persons unless…

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