December holidays away have become a tradition for many South Africans. All you need to do is to take a drive along the cost or the major routes to your coastal towns and cities and you will find this has not changed…
At all the rest stops we find cars fully laden with people and their holiday equipment. Many of these are towing trailers or caravans. Those who are fortunate enough spend times in relaxation either at holiday homes or caravan resorts and often do so for up to 3 weeks and longer…
This begs the question – do they perhaps have another car safely parked away in the garage and not to be seen nor driven until the New Year? Do their insurance policy and premium reflect that the car is driven much less and do they benefit from this?
There are many reasons why some vehicles are driven much more and others much less. It is important in your financial planning to ensure that your insurer is made aware of this and that it is recognized in the insurance premium payable!
It is also important to recognize that insurance premiums should be individualized to reflect YOUR driving behaviour. With modern insurance telematics technology your insurance can take into account how far you drive, at what times you drive and where you drive. It can even measure how you drive!
A Pay As You Drive insurance policy allows the insured client the benefits of only paying for the distance that he travels. If he drives less, he will be paying less on his car insurance premium.
Perhaps it is the right to scrutinize your car insurance. You may be able to find that you can award yourself with a nice end –of year present – Cheaper Car Insurance for 2012!!
Have a Safe and Enjoyable Festive Season Travel!! Here are the Arrive Alive Road Safety Tips
We would like to invite all insured vehicle owners to read more about insurance telematics and how they can benefit from accurate measurement of driving behaviour.
For more on these products view:
Hollard and Pay As You Drive - see “Pay As You Drive”
Outsurance and Safe_Driver@Out – see “Outsurance activates technology to reward safe driving behaviour”
Discovery and Vitality Drive – see “Drivers have an IQ, EQ and now with car insurance also a DQ”
MiWay and MiDrivestyle http://www.miway.co.za/midrivestyle
On Carte Blanche on Sunday there was a small documentary on the ease and speed with which commuters can travel from Pretoria to the JSE in Sandton JHB by using the Gautrain. A comparison was made between the time and travel of driving with a Porche and travelling by train.
Car Insurers are doing everything to gain the competitive edge over opponents. This includes innovative product design and a variety of benefits to their clients. In this post we would like to reflect on one of these benefits offered by Discovery Insure – the ability to have vehicle and tyre checks performed with a rewards bonus!
Discovery recently entered the short-term insurance market with Discovery Insure. Through their VitalityDrive™program they use the DQ-Track™ telematics system, developed in collaboration with Ctrack.
Vehicle owners have very different preferences when it comes to make, model, colour and accessories. This individuality is not limited to their vehicles – it also stretches much further- – and we need to recognize this in aspects such as driving behaviour, driving risks and the manner in which they care for their vehicles!
Earlier today it was revealed that Discovery is to enter the insurance market with the Discovery Insure Product!