Texting while driving hurting the car insurance industry

Texting while driving contributes to many car crashes and car insurance claims. Unfortunately for the car insurance industry the truth will seldom be revealed as the drivers of these vehicles are unlikely to admit that they were texting at the time of the accident! Survey results from the US The US Insurance Research Council did…

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Hyundai, VW lead the insurance industry’s list of safest new vehicles

South Korean automakers Hyundai and Kia and German car maker Volkswagen lead the insurance industry’s annual list of the safest new vehicles, used by safety minded consumers looking to buy a new car. The Insurance Institute for Highway Safety recognized 66 vehicles on Wednesday with its “top safety pick award” for the 2011 model year,…

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Car insurance might not cover accidents with smooth tyres on your car!

You can bet on it that your car insurance company will investigate whether the smooth tyres on your car caused the accident that lead to your insurance claim. This will most likely be the case where there appears to be no other contributing factors to the accident and you merely slid off the road at…

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Overloading your vehicle will increase accident risk

During December we find that many drivers are placing their safety at risk by overloading their vehicles. Many of them are towing trailers, caravans or loading equipment in ever available bit of open space. Overloading vehicles do not only increase the pressure on the suspension and other vehicle components -but makes it much more difficult…

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Driving with lights on can reduce car insurance claims

Every festive season we pay attention to the usual safety messages such as Don’t drink and drive, don’t speed, buckle up etc. We would like to include amongst these the message to drive with lights on – you will be more visible, more likely to be seen and this might reduce the risk of being…

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Rights of the motorist with regards to roadblocks and arrest

Motorists Rights & Responsibilities in Roadblocks plus the status of AARTO and the points-demerit system Following repeated requests for clarification arising from the receipt of emails with or without attachments containing various pieces of extremely alarmist and factually inaccurate information, Justice Project South Africa (JPSA) wishes to set the record straight so that members of…

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Are your passengers and pets well restrained inside the vehicle?

To buckle-up is only one small aspect of the responsibility of the driver. He is also responsible to insured that all passengers are wearing their seatbelts, not only the passengers at the front but also the passengers at the back. We need to emphasize that passengers, pets and baggage must be well retrained at the…

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What are the Rules when carrying passengers in a closed truck and a bakkie?

Question: Please can you assist with the Rules when carrying passengers in a closed truck and a bakkie? Answer: National Road Traffic Act Regulations 247 and 251 are relevant. Circumstances under which persons may be carried on goods vehicle Reg 247. No person shall operate on a public road a goods vehicle conveying persons unless…

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Would this advertisement cause you to stop drinking?

If you were around in 1919 and came upon the following poster… I mean, seriously … wouldn’t you just keep drinking? Also view: Insured vehicle owners need a reality check about drunk driving Do not mix energy drinks and alcohol before driving Drunk driving could sharply increase your car insurance premium! Will my car insurance…

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What should I do when confronted with road rage?

Some wise person once said that “Conflict can only continue to exist through participation”. The same might apply in our answer to the above question. We often discuss the topic of avoiding road rage but neglect to pay attention what needs to be done when another enraged motorist is already confronting us. We have added…

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