It is official – men claim more for vehicle damages than women, according to Alexander Forbes Insurance claims data for 2014.
More claims made by men show that men probably drive more aggressively and at faster speeds than women said Estelle Viljoen, an executive for Actuarial, Underwriting and Procurement at Alexander Forbes Insurance.
“The vehicle claim probability data shows that women are less likely to file a claim than men across most age groups with parity between men and women, between the ages of 40 to 50.
The probability of both men and women claiming also increases with age, due to both driving ability decreasing with age. From the data it seems that younger people are less inclined to claim possibly owing to not having the financial means to pay the associated excess,” Viljoen said.
To ensure the safety of women drivers, Viljoen offers the following advice when driving alone, “Always let someone know where you are going, ensure your vehicle has enough fuel and is serviced, be careful where you park and pay attention to vehicles around you.”