Do women pay the car insurance premiums reflecting how they drive?

women_drivers_insurance-300x161National Women’s Day is an annual public holiday in South Africa on August 9. This commemorates the national march of women on this day in 1956 to petition against legislation that required African persons to carry the “pass”, special identification documents which curtailed an African’s freedom of movement during the apartheid era.

Today our country and our women have come a long way – and the important role that women play in society is recognized. Not only are women the role models for many of our children – but they participate actively on leadership roles in government and employment!

It is generally accepted that women are less of an accident risk than men – and many car insurance companies offer preferential rates to women. There is always much debate between men and women on who might be the better drivers – but fact remains that women claim less from car insurance than their male counterparts. The nature of the accidents that they are involved in also differs!

Pay As You Drive and Women DriversB15 Hollard_PAYD_250x250

In an earlier blog post on Pay As You Drive car insurance we have discussed how life changes could affect your car insurance premium.

This is of specific importance to our women drivers who might undergo changes to their relationship status by getting married – and experience significant changes to their driving behaviour as they follow their husbands to a new location, become mothers and drive around their children etc…

We would like to urge all our female drivers to consider their driving behaviour and to ensure that they pay no more for their car insurance than is necessary! Pay only for how far you drive and compare insurance quotes to find the product that fairly reflects on your needs!!

Also view:

Why do some car insurers focus on women only?
Do women deserve cheaper car insurance premiums?
How do car insurance claims by men and women differ?

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