We have, on the Car Insurance Blog, also made reference to other specialized areas of insurance such as 4×4 vehicles, quad bikes etc. Something however often neglected is the insurance needs of bikers. Motorbikes and their owners need special attention and special expertise is required to meet the needs of bikers!
Choosing your motorbike insurer
When choosing an insurer for your motorbike it is essential that you choose a partner that really understands bikes. MiWay’s motorbike specific insurance is just such an offering.
Terry Terblanche, head of Motorbike insurance at MiWay explains: “as motorbike enthusiasts ourselves we are very aware that motorbikes, unlike cars, are used for different purposes and therefore represent very different insurance risks. And should be treated as such”.
According to Terblanche a specialist bike insurer will consider the type of bike your drive, your use of the bike as well as the accessories you would like covered. Based on their experience in this insurance category, the insurer will make sure you are adequately protected, paying a premium related to your specific lifestyle and needs.
Benefits of a specialist bike insurer
The benefits of ensuring with a specialist bike insurer are often mistaken as relating simply to the monthly premiums paid alone, he adds: “Far more important is a specialist bike insurers knowledge and experience when it comes to handling motorbike related claims. We know when a bike can be repaired and what the cost should be. Most importantly, we know when a bike isn’t safe to repair.”
The MiWay MiBike product offers clients the option to cover their bikes for market, trade or retail values or a special agreed value on custom bikes or collector bikes. A further feature is their 24/7 roadside service bundled into the premium.
MiWay has the added advantage of offering very competitive premiums on home contents and vehicle insurance on top of its motorbike offerings. Using a single supplier for all your short-term insurance requirements enables you to save time and could also save you money.
We would like to urge all our bikers to also view the following sections: