Pay As You Drive car insurance is often described as the best car insurance product for people who travel less. We have given much attention to how life changes affect the way and the distance that we drive – and Pay As You Drive or “distance based” insurance recognizes that travelling less results in reduced risks to vehicle accidents.
But what are these risks and contributing factors to road accidents?
I have found a nice illustration of road safety risks in the Eastern Cape – this graphic illustrates clearly many of these risks. We can categorize them in three groups:
• Human Factors
• Vehicle Factors
• Environmental Factors

When a vehicle owner does not drive that much – he /she is less likely to be exposed to many of these risks – such as large animals and antelope crossing the road, driving around sharp bends in mountain passes etc.
We would like to invite visitors to view the RTMC Crash Report for 2009 to gain an even greater understanding to the causes and contributing factors of road crashes in South Africa.
If you believe that you are seldom exposed to all these road safety risks since you don’t drive long distances – perhaps it is time to have your car insurance reflect reduced risks with reduced car insurance premiums!!

Related posts:
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- May I ride with a tricycle on public roads?
- Wet weather causes havoc on the roads of Cape Town
- Can a scrambler bike be driven on public roads?
- Are side car motor bikes allowed on freeways and national roads?
- AA warns Gauteng Tolls roads will dramatically increase cost of driving
- Death toll rises on SA’s roads as car crashes increase during Easter holiday
- What is the speed limit for all taxis, trucks and public transport on urban and freeways roads
- Is there a minimum speed limit on our roads?
- Lawlessness on our roads necessitates car insurance and caution!!
Tags: car insurance, insurance, motor insurance, Pay As You Drive, payd, Road Crash Report, road safety risks, vehicle insurance and auto insurance







