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A friend recently asked me why there has been such an increase in vehicle fires and vehicle occupants burning to death. I don’t know if there is a significant increase and whether these incidents are merely better reported – but it is a safety threat that we need to investigate and address! I would like to [...] We have discussed how cheaper car insurance can be acquired by the way that you drive, by shopping around and by focusing on the vehicle that you would like to insure. In this, the last blog post in this short series, we would like to focus on how attention to your specific needs could reduce [...] We have previously discussed how to get cheaper car insurance by shopping effectively for insurance and by driving safely and cautiously. We also need to focus on how the car that you drive and the care that you show for that car will allow you to pay a cheaper car insurance premium! The search for cheaper [...] The past weekend I have spent quite a bit of time researching run flat tyre technology and the impact that this might have on the safety of road users. Tyre manufacturers are spending much time and funding on efforts to develop tyres that are safer and that provides “run flat capabilities”. All these efforts are however [...] We have earlier commented on the cancellation of a car insurance policy. We discussed the fact that an insurer is within its rights to notify an insured client that his cover is to be terminated. It is important that the client approaches this scenario cautiously, considering the impact of such cancellation! What are the negatives of [...] At present we do not have reported decisions by the Ombudsman on this topic. There is however enough information to warn that a car insurance claim resulting from an accident caused by texting and driving could be rejected! We would like to place ourselves in the position of the Ombudsman and consider how such a scenario [...] Risky driving! A car insurer has to take several factors into account when calculating the car insurance premium payable. These factors include driver factors, vehicle factors as well as the area where the owner intends to drive such vehicle most of the time. The car insurer will seek to determine how these factors will influence [...] In most developed countries it is law to have your car insured. In South Africa this is not a requirement – and it is with a sense of fear that you ask a friend who has been in an accident “Do you have car insurance?” I have recently been called to assist a friend at [...] We recently added a blog post titled “Will car insurance cover damages if my unlicensed child causes an accident?” It is only prudent that we provide a more detailed analysis of this scenario. We need to focus not only on the risk of having a car insurance claim rejected but also on the road safety [...] We have all at some time received emails alerting us to various tactics used by either hijackers or smash-and grab thieves! These include paint or other liquids sprayed across the windscreen, stones placed on the road surface etc…Sometimes, unfortunately these also include some urban legends… Yesterday the police alerted the public to a new modus operandi [...] |
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