We have written quite a bit on the Car Insurance Blog about the risks that young drivers pose to road safety and , perhaps more importantly – how these younger drivers struggle to find affordable car insurance!
The younger male drivers are perceived to be the greatest risks to road accidents and car insurance claims, hence the more expensive car insurance premiums they have to pay!
It is however often difficult to find factual evidence of these risks. This is why the 2009 RTMC Crash Report makes such interesting reading. The Road Traffic Management Corporation compiles this report from all the fatal crash statistics gathered by the various police stations in South Africa.
It is most important to remember that this Report is a Fatal Crash Report – and reports on accidents where there have been road deaths. This will not reveal all the minor fender bender accidents which might also have resulted in car insurance claims – but focuses on fatal accidents.
2009 Crash report: Fatalities per Age Group and Gender
The percentage of fatalities per age group and gender for the year 2009 (only for the cases where this information is available) are reflected in the graph below.
The above information shows that in the order of 76,20% fatalities during 2009 were male and 23,80% females. 92,54% of all drivers killed in crashes were male and 7,46% female.
It is alarming to find that so many more fatalities are that of male drivers and passengers. This strongly supports the argument by car insurers that younger male drivers are more irresponsible – and their female counterparts are much safer drivers!
This is also strong report for the finding referred to in an earlier blog post that there are significant differences in the accidents caused by male and female drivers!!
Also view:
2009 Fatal Crash Report for South Africa
Young Drivers and Car Insurance
Female Drivers and Car Insurance
