Rather disclose too much than too little when buying car insurance

We have given much attention on the car insurance blog to finding cheaper car insurance and identifying the best car insurance company. We have focused on the need to be careful when reading the policy document and to note the fine print.

We would however also like to focus on a small but important part of [...]

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How do I lodge a car insurance complaint with the Ombudsman?

We have previously raised this topic in 2 separate Blog posts titled:

Who is the Ombudsman and can he help with my car insurance?
How do I complain about my car insurance claim?

I have found the process to be very effective and have personally experienced the favourable outcome of such a complaint to the Ombudsman. We have [...]

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Bizarre allegations made on car insurance claim forms

We have discussed the importance of making a complete and honest disclosure on all insurance documentation. This also applies when submitting claims documentation. We have come across some of the strangest comments found on claim forms and thought it worthwhile to share some of the funniest accounts of accidents made.

It is interesting how many of [...]

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Sorry Hitchhiker…I dare not give you a lift!

Travelling between Johannesburg and Bloemfontein last week, I drove past several hitchhikers standing at roadside. I was alone in my car and as I approached, I could see the look of anticipation in their eyes, followed by the look of disappointment and even anger as I merely glanced their way and continued with my journey!

Did [...]

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Don’t slip into a car insurance claim in rainy weather!

One of my friends on Facebook made a rather interesting remark yesterday. In a status update he mentioned that all the idiots appear to go onto the roads as soon as it starts raining. This is indeed a true reflection of the poor driving by most South Africans in rainy weather.

The harsh reality that many [...]

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Avoid car insurance claims from driver drowsiness accidents!

The topic for this blog post would have been the credit crunch and the effect thereof on car insurance companies in South Africa. An early morning accident report however changed all this! Ten people were killed and 15 others were injured when a bus and a taxi collided head-on near Aberdeen in the Eastern Cape [...]

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How are road accidents affecting car insurance companies?

Most of us are aware that tough economic times and the credit crunch are having a very negative impact on businesses across the globe. These businesses include car insurance companies operating in a very competitive industry where they are already challenged with highly competitive short term insurance premiums.

We might also be aware that the ever [...]

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Layered vehicle security needed for affordable car insurance

We have previously discussed how a few basic steps by the vehicle owner can prevent vehicle theft. These include attention to safekeeping of keys from car key theft and a focus on parking the vehicle in a safe location. They are only the first steps in reducing car insurance claims caused by vehicle theft.

Experts in [...]

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Would you lie on your car insurance claim?

Would you try to justify telling a lie on your car insurance claim – or for that matter – any insurance claim? I find it strange how consumers justify telling a lie when submitting an insurance claim. It is as if they try to convince themselves that what they are doing is not wrong as [...]

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