Posts Tagged ‘crime’

Sportsmen need to check their car insurance if they perform or behave poorly

Sports fans are passionate about the game!!

Sports fans are passionate about the game!!

The usual vehicle related risks of vehicle owners are accident damage and vehicle loss through criminal activities such as hijacking or theft. It is however also possible that vehicle damage could be as a result of some environmental factors such as falling trees or building materials – and then there is also the remote chance of vandalism!

Sportsmen it appears might have to be a bit more alert to the risks of vandalism as passionate fans might vent their frustrations not only through verbal abuse – but also by damaging property!

I have found an interesting story from Associated Press about such an incident in the UK and would like to share this:

“Newcastle United striker Andy Carroll’s chrome-plated Range Rover has been set on fire outside teammate Kevin Nolan’s house.

Security men stood guard outside Mr Nolan’s detached house in leafy Darras Hall, Northumberland, as police examined the charred remains of the luxury vehicle for clues. Mr Nolan’s garage door was also daubed in graffiti in the attack.

Magpies’ star Carroll, who was recently tipped for a call-up to the senior England squad, is staying at team captain Nolan’s house as part of his bail conditions after being charged with an alleged assault. The incident comes a little over a week before Mr Carroll is due at Newcastle Crown Court to answer charges that he allegedly assaulted a teenager in a nightclub.

It appears that this incident might not be the result of poor performance on the pitch –but rather the alleged bad behaviour away from the pitch.”

In the sports environment we always say that class is permanent but form is temporary. Perhaps sportsmen need to take this into account – have their car insurance checked – and rest assured that their vehicles are protected when their form takes a dip!!

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Insurance fraudline could help to reduce car insurance fraud

fraudCar insurance fraud is one of the contributing factors increasing car insurance premiums.

Too many false claims are submitted – and much more needs to be done to prevent these fraudsters. Car insurance companies have their own investigators – but they can be well assisted with support from the private sector and individuals from society.

We would like to reflect for a moment on one of these initiatives to prevent insurance fraud:

DELOITTE—INSURANCE FRAUDLINE

Deloitte Tip-offs Anonymous is proud to be associated with the South African Insurance Crime Bureau (SAICB) and the South African Insurance Association (SAIA) for the past 9 years – the last two years under the auspices of the SAICB and the previous 7 years through the SAIA, aiding them in their fight against fraud and crime in the South African insurance industry. Assisting companies in fighting fraud and crime is our core business and therefore our alignment with the SAICB is allowing us to achieve our core objective as well as ensuring that as a team we continue to make a positive difference in our country.

One of the serious current issues facing businesses today is occupational fraud. This was also confirmed by a recent global fraud survey- which included South Africa and other African countries – conducted by the Association of Certified Fraud Examiners where they stated that a typical organization loses 5% of its annual revenue to fraud.

The media is filled with news and reports of scams, fraud and inappropriate behaviour within organisations. But this is only the tip of the iceberg. Unreported or undetected fraud is the real threat, like the 90% of an iceberg which lies below the surface, invisible and dangerous. Discerning captains of commerce and industry throughout the world are fully aware that even the best organisations are not unsinkable as they navigate their course through icy seas where there are many icebergs. But it doesn’t matter whether you’re the captain or the most junior crew member – hitting an iceberg could mean disaster for everyone.

According to Nicholas John, Chief Executive Officer of Deloitte Tip-offs Anonymous, statistics indicate that commercial crime reported had increased by nearly 30 percent since October 2009. John pointed out that people across the board were ―living on the edge‖ as a result of the recent economic downturn that began to impact South Africa towards the latter part of 2009, so vigilance especially now was critical.

Deloitte Tip-offs Anonymous facilitates the insurance fraud and crime hotline service for the SAICB, which is a powerful, low-cost, 365-day a year, 24-hour fraud and crime-reporting subscriber service in a number of languages, which allows the general public and stakeholders of member company, government departments or state-owned enterprises to report incidents of fraud and crime in an anonymous and confidential manner.

The service provides an independent third-party toll-free telephone, fax, email, website and freepost address which enables the general public and stakeholders to report unethical, criminal or other inappropriate behaviour in their organisation or observed/experience about other organisation/s or people. A report is then forwarded to the subscriber for action, in this instance the SAICB.

The Fraudline has been an integral part of the SAICB’s service to the industry and to date, reports from the Fraudline has resulted in two cases being investigated by the SAICB and valuable information on possible fraudulent activities by individuals sent to the industry to review.

Recent economic trends in SA show that as GDP growth decreases, commercial crime in-creases. This indicates that there is very little money to put towards the economy which leads to consumers in debit and under stress to consider committing fraud and crime in greater numbers. In the current economic situation this trend is bearing out and the vigilance of the public and affected organisations is vital in turning the tide.

The present and future partnership between Deloitte Tip-offs Anonymous and the SAICB is an essential cog in the fight against insurance fraud and crime in the country.

[Information from the South African Insurance Crime Bureau]SnipImage(16)

Also view:

Blow the whistle on insurance fraud?
Be alert to the types of Car Insurance Fraud
South African Insurance Crime Bureau tackles insurance fraud

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What are the methods used to smuggle vehicles across South African borders?

Written on May 18th, 2010 by admin
Categories: Car Insurance Crime, Insurance Fraud

vehicle-smuggling-from-south-africaWe have given much attention to the risks of vehicle theft and the need to protect ownership through the correct vehicle security systems. We have also provided some insight to the large quantities of vehicles illegally crossing our borders in the hands of thieves and hijackers. But how do they do it?

The South African Insurance Crime Bureau has revealed how criminals use a variety of methods to take vehicle across the borders of South Africa – and we would like to share this information with our vehicle owners:

Not crossing official border posts

  • In some instances, vehicles are driven across the long borders without going through an official border post. Some border lines between South Africa and its neighbours are only defined by long stretches of cattle fencing that can easily be cut or flattened to allow vehicles to cross.
  • Criminals simply cut the wire around the bigger poles, drop the smaller poles and drive through. Patrolling this type of terrain next to the border fence is tough due to the inaccessibility of the area, and the fact that the Government stopped the SANDF from patrolling the area. (Fortunately it seems that soon the SANDF will be patrolling our borderlines again.)

Crossing the Border posts

A variety of methods is used to smuggle vehicles through the border post itself:

  • The first involves the fraudulent removal of vehicles from South Africa with the permission of the vehicle owner. Once the vehicle has crossed the border it is reported stolen or hijacked in South Africa.
  • This form of crime often involves bank and insurance fraud as the owner will claim insurance for the “theft”.
  • Another method involves the use of duplicate documentation. In such cases, a vehicle will be stolen or hijacked and then taken out of the country using duplicate documentation that does not belong to the said vehicle. The duplicate documentation actually belongs to a vehicle with the same model and make as the one being smuggled out of the country, and often belongs to a vehicle that has either been scrapped or disassembled.
  • This form of crime often takes a fairly experienced eye to detect. This is especially the case when the engine and chassis numbers have been tampered with and the original numbers are difficult to detect.

Using criminal contacts / Partners in crime

  • Stolen or hijacked vehicles can be re-registered with relative ease by using contacts working in the Licensing Department.
  • The false registration documentation will then be used to smuggle vehicles across the borders.
  • There are also known cases where people from a neighbouring country may order a stolen vehicle in advance. In such cases, the vehicle may be pre-registered in a neighbouring country before or immediately after it has been hijacked or stolen. The stolen vehicle will then be taken across the border by using the new registration papers of the country from where it had been ordered.

Where vehicles are smuggled through border posts, as opposed to across border lines, it is common practice to use export permits or temporary import permits. In these circumstances, the networks rely on identified weaknesses in systems at border posts, lack of compliance with procedures at border posts, or corrupt officials stationed at these posts.

During a visit to Lebombo Port of Entry/Exit it was found that some criminals even go as far as to carry motorcycles in suitcases or bags across the border.

[Information accredited to the South African Insurance Crime Bureau]

Conclusion and Advice to Vehicle owners

You might not be able to do anything to improve our border control of prevent fraud at our licensing department or border posts. What you might be able to do is to protect your vehicle from ending up in the hands of criminals.

We would like to urge all vehicle owners to view the following sections:

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Cross-border vehicle theft makes car insurance a necessity in South Africa

Written on May 11th, 2010 by admin
Categories: Car Insurance Crime, Insurance Fraud

Cross-border-vehicle-theft-makes-car-insurance-a-necessity-in-South-AfricaIt was recently revealed in the media that approximately 100 vehicles are stolen and taken over the border to Mozambique every month! We shared this comment on Facebook and soon a few of my friends commented that they believe their vehicles might have been relocated to Mozambique as well!

Crime is one of the most important factors contributing to increased car insurance premiums. Vehicle theft and hijackings increase the risks of vehicle loss for car insurers and is one of the reasons why South African vehicle owners have to fork out much more for car insurance premiums.

But how big is the risk that my vehicle might get stolen and taken across our borders?

The South African Insurance Crime Bureau has revealed fascinating research results on this topic in the latest newsletter, and we would like to share some of this information:

  • During the 1980s the police identified the smuggling of vehicles across Southern African borders as a problem.
  • In 2005, researcher Irish stated that South Africa is the major source of vehicles that are smuggled within the SADC region.
  • According to Interpol statistics, South Africa accounts for between 96% to 98% of all vehicles acquired illicitly within the region.
  • In 2003 the police revealed that more than 20% of stolen or hijacked vehicles were smuggled out of the country into neighbouring states by organised crime groups.
  • In 2007 Burgers et al stated that approximately 30% of all stolen or hijacked vehicles are exported illegally and undetected from South Africa, via Ports of Entry/Exit and border lines.
  • In June 2009 Business Against Crime South Africa (BACSA) said that 20% vehicles are exported to neighbouring countries.

How easy is this cross-border theft for criminals and how many vehicles are recovered?

  • Burgers (2007) stated that during 2006, approximately 27 000 vehicles left the country.

These vehicles are taken over border posts and from major harbours. Facts on harbour and border posts are:

  • There are 53 land border posts across approximately 5800 km of borderline.
  • There are eight major harbours.

It is believed that the recovery rate for these vehicles from most countries in the region back to South Africa is less than I% of those seized in joint operations between the SAPS and police in such countries. At an average value of R80 000 per vehicle, a conservative estimate of the direct financial loss to South Africans as a result of the illegal export of stolen and hijacked motor vehicles is R2.I6 billion per year.

This information emphasizes the need for vehicle owners to protect themselves from vehicle loss. On the car insurance blog we have also added information not only about finding car insurance – but also on the need to have the correct vehicle security systems installed!

Also view:

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SAPS to use Microdot Technology to identify stolen vehicles

Written on April 11th, 2010 by admin
Categories: Car Insurance Crime, General Information

datadotDuring early 2010, SAPS National Head Office instructed all Vehicle Identification sections in the country to officially use microdot technology as a way to identify stolen and recovered motor vehicles. The technology will most certainly enhance the SAPS ability to identify stolen vehicles because it is so easy to use and is also incorruptible.

Datadot Technology, an associate member of the SAICB, and market leader in the microdot industry in SA, reports that their database on vehicles exceeds the half a million mark by far and more than 10 000 new vehicles are added to the list monthly. More than 11 000 police officials have been trained and equipped to use Datadot Technology in SA. SAPS also ordered 1116 Datadot police kits for the exhibit room of every police station in SA.

It is noted that SAPS, BACSA and the Dept of Transport are busy preparing legislation on microdot technology for motor vehicles, which will be published later this year. Microdot technology has been included in the new Second Hand Goods Act. Regulations are currently being drawn up by the state legal advisors to regulate the movement of second hand goods. This is the area where stolen goods are re-introduced into the market. To address serious crime in this country, the market for those goods needs serious attention.

Microdot technology offers an inclusive solution to all serious crime in SA, but especially with house robberies, business robberies and vehicle robberies. Vehicles and property fitted with microdots are less desirable for thieves and those who receive stolen property.

The more than 12 000 stolen / recovered but unidentified vehicles that SAPS destroys annually, at a loss of R1.2 Billion to the economy and insurers, could be reduced drastically if microdot technology is accepted by all stakeholders like banks, insurers and vehicle manufacturers. Many car insurers already acknowledge the relevance of microdot technology and offer discounted premiums.

We would like to advise that you contact your insurer to find out if your car insurance premium is or will be reduced through the use of this technology.

[A word of appreciation to the SAICB and Dekker Ban Wyk from Datadot for this contribution. For further information contact him at: dekker@datadot.co.za ]

Also view:

  • DataDot, a few dots of technology could save on car insurance premiums
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Where are the hijack hotspots in Johannesburg and Pretoria?

Written on March 30th, 2010 by admin
Categories: Car Insurance Crime, Road Safety

hijack-hotspotWe would like to share the information included in an Eskom circular to employees about hijacking hotspots.
Find the latest hijack hotspots in Johannesburg and Pretoria as supplied by eBlockwatch and SAPS:

Johannesburg:

  1. The William Nicol Drive offramp from the N1 from the Sandton side.
  2. The corner of Old Pretoria Road and 1st Avenue in Alexandra.
  3. New Road offramp in Midrand.
  4. Riviera Road offramp near Killarney Mall.
  5. Intersection of Christiaan de Wet Road and Wilgerood Road in Roodepoort.
  6. All the traffic lights along Louis Botha Avenue between Alexandra and Hillbrow.
  7. Parkwood and Saxonwold (Rosebank precinct).
  8. Upper Houghton and Killarney (Hillbrow precinct).
  9. Between 10th and 11th avenues and 4th and 7th avenues in Parkhurst (Parkview precinct).
  10. Glenhazel, Lombardy East and Sandringham (Sandringham precinct).
  11. Orange Grove and Highlands North (Norwood precinct).
  12. Yeoville, Bellevue and Bellevue East (Yeoville precinct).
  13. Wynberg, Bramley, Marlboro and Kew (Bramley precinct).

Pretoria:

  1. The Atterbury Road offramp from the N1 in Menlyn.
  2. Lynnwood Road offramp on the N1.
  3. John Vorster Drive offramp from the N1 in Lyttelton.
  4. Jean Avenue offramp from the R28 in Centurion.
  5. Rigel Avenue offramp from the N1 in Erasmuskloof.
  6. Corner of University Road and Lynnwood Road in Hatfield.
  7. The traffic lights along Walker Street in Sunnyside.
  8. The Lynnwood Road and Hans Strijdom Drive intersection in Garsfontein.
  9. The traffic lights along Nelson Mandela Drive in Sunnyside.
  10. The traffic lights along Simon Vermooten Road in Silverton.
  11. Along Beyers Naude Drive and Paul Kruger Street in Wonderboompoort.
  12. Nelson Mandela Drive, Duncan Street and Walker Street in Sunnyside.
  13. The R55 in Erasmia.
  14. Burnett Street, Hilda Street and the Atterbury Road offramp in the Brooklyn area.
  15. Delfi Avenue and Garsfontein Road in Garsfontein.

We would like to urge all vehicle owners to also view:

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How to avoid being hijacked

Written on February 5th, 2010 by admin
Categories: Car Insurance Crime, General Information

how-to-avoid-hijackSometimes we are simply at the wrong place at the wrong time. Hijackers have become more organized and might hijack specific models of vehicles that are “on order”. You might be driving the vehicle on order and be at the intersection where they are waiting. Is there anything you as the driver can do to avoid getting hijacked?

We would like to provide some advice that could assist the driver. It is of the utmost importance to understand the modus operandi of hijackers and to implement specific safety measures when driving.
We would like to share some advice from the Arrive Alive website with our vehicle owners.

Modus Operandi used by the hijackers:

  • Most hijackings take place in the driveways of residential areas. These hijackers prefer areas with accessible escape routes.
  • Hijackings take place while stationed at any traffic sign or intersection.
  • Hijackings take place while stationary next to the road, e.g. to answer cell phone.
  • Hijackings also occur at post offices and parking areas or you may be followed leaving the filling station with the objective to hijack your vehicle where it is quiet.
  • The hijackers sometimes use a vehicle to force the victim off the road.
  • Hijackings take place at schools when dropping off / picking up children.
  • Hijackings take place while the vehicle is idling when off-loading / loading passengers.
  • Hijackings take place when advertising your vehicle for sale (Test drive method).
  • Bogus Police or Traffic Officers also conduct hijackings (Blue light scenario).

If we understand and keep this modus operandi in mind, we can also change our driving behaviour to avoid becoming an easy target. We would like to discuss three of the situations where vehicle owners can act with increased caution.

How to avoid a hijacking situation:

Approaching and entering your driveway:

  • 2km from your house strategy. Be extra alert. Switch off the car radio and concentrate on your surroundings. If you have noticed any vehicle behind you, use the techniques you have learned during the hijack prevention & survival course to determine whether you are being followed.
  • Remember to stop your vehicle just on the inside of the gate and select reverse whilst waiting for the gate to close. This creates confusion and may buy you a few seconds for the gate to close completely behind you.
  • Check your driveway and street before you leave or enter your premises.
  • Make sure your driveway is well lit and clear from shrubbery where perpetrators can hide.
  • Be aware of unknown pedestrians close to your residential address – do not turn into your driveway – pass and go back later.
  • Liaise with your neighbours – know them.
  • Be aware of vehicles parked close to your address with occupants inside. It might be perpetrators observing the area.
  • Be alert if your animals do not greet you at the gate as usual. It might be that the perpetrators over-powered them.
  • Phone your home and ask for someone to make sure your driveway is safe and to open and close the gate for you.
  • When returning home after dark, ensure that an outside light is on, or have someone meet you at the gate. Check with your armed response company if they are rendering rendezvous services.
  • If at any time you have to open the gate yourself, switch off the vehicle, leave the key in the ignition and close the door. Then open the gate.
  • If you have small children in the vehicle, take the key with you (this is the only exception). You need the key as a “negotiating tool”. The perpetrators want your vehicle and you want your children.
  • If your children are older, it is advised that they exit the vehicle with you when opening the gate so that you are all separated from the vehicle should a hijack occur.

Parking your vehicle:

  • Check rear-view mirror to ensure you are not being followed.
  • When exiting your vehicle, be cautious and aware of surrounding obstructions and shrubbery that may be concealing a hijacker.
  • Never sit in your parked vehicle without being conscious of your surroundings. Sleeping in a stationary vehicle is particularly dangerous.
  • When approaching your driveway, be on the lookout for suspicious vehicles / persons. This is very important as the majority of hijackers approach their victims in home driveways.

Whilst entering your vehicle and while driving:

  • Have your key ready, but not visible.
  • Inspect the outside and inside of the vehicle before unlocking. (Tyre, tyre, number plate, other side of the vehicle – as explained during the hijack prevention & survival course)
  • Know your destination and directions to it; and be alert should you get lost.
  • Always drive with your windows closed and doors locked.
  • Make a mental note of any Police Stations in the vicinity.
  • When stopping behind another vehicle, leave half a vehicle length in front of your vehicle to make an emergency escape if necessary.
  • When dropping off a passenger, make sure they are safely in their own vehicle before departing.
  • Avoid driving through high crime or unfamiliar areas.
  • Avoid driving late at night / early hours of the morning when the roads are quiet.
  • Drive in the center lane away from pedestrians where possible.
  • If possible, never drive alone.
  • NEVER, EVER pick up hitchhikers or strangers. (VERY IMPORTANT)
  • Never follow routine routes when driving; change on a regular basis.

We will continue to provide advice and suggestions on how to enhance the safety of both the vehicle owner and his vehicle. It is necessary to be alert to dangers and to act with caution to preserve your life and those of your loved ones. Protect yourself from vehicle loss – and if this does not help – at least have car insurance in place!

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Be alert to the threat of number plate hijacking

Written on January 25th, 2010 by admin
Categories: Car Insurance Crime, General Information

number plate hijackingThe Arrive Alive website earlier today received an email expressing concern about the threat of number plate hijacking. We share this previously on the road safety blog and believe we need to share this on the Car Insurance Blog to protect our vehicle owners from bodily harm and vehicle loss!

But what is number plate hijacking and why do we need to be aware of this?
Number plate hijacking is an innovative way that hijackers use to approach the unsuspecting vehicle owner and take his vehicle from him!

These hijackers will stalk you to a parking lot or mall, after parking your vehicle, they remove your number plate and wait for you to drive off.

They then follow you and overtake you displaying your number plate at their window as if you had lost it and want to give it back to you.

Shocked that your number plate has fallen off your car, you bring your vehicle to a halt to get it from them.
This is all they want you to do and by the time you realized what happened it is too late, your car was hi-jacked or you could have been raped/killed.

Please don’t just stop for anything; a number plate is valueless compared to your life.

Think what is happening before you react to it.

Criminals are clever and cunning but are ruthless in getting what they want…

We would like to urge all road users to be vigilant and alert at all times!

Visit the Arrive Alive website for info on:

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Tip offs and technology help track down vehicle theft

Written on January 22nd, 2010 by admin
Categories: Car Insurance Crime

Robbers-tracked-down-by-PoliceVehicle theft is one of the most important reasons why you cannot dare drive around an uninsured vehicle in South Africa. It was reported earlier today that four men have been arrested after the discovery of a stolen vehicle at a chop shop in Sebokeng in Gauteng.

These men were arrested after police received a tip-off about the location of a stolen silver VW Golf. The police investigated and found the vehicle in pieces at the described location.

The car was identified as stolen after police seized and examined certain vehicle body parts.

The four men, aged between 24 and 31, were charged with theft and possession of a stolen motor vehicle, and will appear in court next week.

In another, even more alarming report a businessman was hijacked by 2 persons presenting themselves at policemen. They were in police uniform, wearing reflective jackets with the word “Police” on it.

Vehicle theft and hijackings are a part of the criminal scene in South Africa. It should not only be the Police and the Insurance company responsible for protecting your interests. The vehicle owner should also be vigilant and assist with measures to prevent vehicle loss!

This can be done through safety measures such as layered vehicle security, Datadot technology and even by being more alert to criminal activity and providing information to the Police! Community policing and attention to safety may reduce vehicle related crimes and help to keep car insurance premiums to affordable levels!

We would like to share a few blog posts on advice that could prevent vehicle loss:

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Theft from SUV of Usher focuses attention to need for increased vehicle security

Written on January 15th, 2010 by admin
Categories: Car Insurance Advice

UsherA recent article on the theft of valuables belonging to well know music artist Usher has focused the attention on the need for greater vehicle security. This theft on the 14th of December has also brought some other media attention to the singer as People for the Ethical Treatment of Animals [PETA] bosses have since urged the singer not to replace stolen coats and asked him to stop buying furs.

In the letter, PETA official Michelle Cho writes, “When it comes to these coats, you’re not the first victim. The animals who were beaten, electrocuted, or drowned for those coats – the original owners – are the real victims. Please pledge to be fur-free.”

Atlanta police confirmed that a thief stole $1 million in jewellery, clothing and other belongings from R&B singer Usher’s SUV while he shopped last month. According to an Atlanta Police Department report, the Atlanta resident was returning from the airport on Dec. 14 when he and a companion stopped at an AT&T Store in an upscale shopping area in the Buckhead neighbourhood.

An unidentified man pried open the driver’s side door of the SUV and stole $1,065,700 worth of laptops, cameras, jewels and other items. A witness tells police the suspect escaped in a burgundy Chevrolet Impala.

On the Car Insurance Blog we have added information on the need to protect the vehicle from damage and theft under a heading “Layered vehicle security needed for affordable car insurance”.

The above theft not only alerts vehicle owners to the need for security systems in vehicles –but especially measures to be implemented to avoid the smash and grab crimes. It appears that the crime in the above scenario have been a typical smash and grab crime – requiring attention to what is visible from outsiders preying on valuables inside the vehicle.

We would like to quote from the Car Insurance Blog and the measures to avoid smash and grab crimes:

  • Don’t have bags, cellular phones, briefcases or other valuables visible – This will attract thieves who may break your car window.
  • Always remove radios, CD or cassette players if possible.
  • Lock all valuables in the boot of your car or behind the seat if it is a bakkie/SUV.
  • Thieves target car parks. Always park your car in attended parking lots.

View the Car Insurance Blog for more information on how to avoid vehicle theft and damage!

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