Posts Tagged ‘road conditions’

Avoid accidents when driving near veld and forest fires

Written on July 23rd, 2010 by admin
Categories: Car Accidents, Road Safety

On the 14th of July the Arrive Alive website received an accident report pertaining to a multiple car pile-up in KZN. Poor visibility as a result of burning sugarcane adjacent to the R102 between Ballito and Compensation resulted in an eight car pile-up which left ten people injured, five seriously.

Avoid accidents when driving near veld and forest fires

It is believed that dense smoke had created an opaque screen across the freeway. Vehicles slowed gradually as visibility was reduced. One vehicle was unable to stop in time and ploughed into a slow moving vehicle travelling north. Other vehicles continued to plough into the wrecked vehicles which had come to rest in the roadway.

At the end of winter we often find veld and forest fires – necessitating the need for special caution. We would like to urge drivers to attention to road conditions and to reduce speed where visibility is poor.

On the Arrive Alive website we have made available safe driving recommendations near these areas of smoke and fire. We would like to urge drivers not only to adjust their own driving, but also to respect emergency operators at these scenes.

The police, traffic officials and fire fighters do their best to avert the dangers from veld fires and to protect the public and motorists from these dangers. They also control crowds near the emergency scenes and will provide the most convenient detour for traffic when roads are closed. It is important that motorists obey and pay close attention to these officials. The following should be kept in mind:

* Move over when you see flashing lights at the side of the road or the presence of emergency vehicles or fire engines!
* Try to stay at least 200 metres from the emergency vehicle.
* If an emergency exists ahead, it may be dangerous to the public to drive through the area.
* People who drive into an emergency scene may collide with a fire engine, or worse, a firefighter.
* Slow down when approaching an emergency scene
* Be patient and keep in mind that fire and emergency personnel did not create the emergency, they did not cause the accident and they did not start the fire
* Detouring traffic may cause everything to slow down, but it is better getting through slowly instead of getting stuck.

Driving with caution might not only save lives – but also help to avoid car insurance claims from avoidable accidents in these difficult driving conditions!

Also view:

Veld / Forest Fires and Road Safety
How do I protect my Vehicle from Fire?

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Increase in SUV and 4×4 sales – but are they correctly insured?

Written on July 20th, 2010 by admin
Categories: Car Insurance Advice, Cheaper car insurance, General Information

Vehicle statistics made available on the Moneyweb website makes for interesting reading. It has been revealed that in December, SUVs accounted for 25% of passenger car sales. It is said that one in six passenger cars being sold in SA these days can be loosely termed a sports utility vehicle (SUV).

Increase in SUV and 4x4 sales - but are they correctly insured?

Why are so many buyers opting for SUV’s?

We need to reflect on some of the reasons for the shift in purchasing tendencies:

* They are more spacious/ comfortable;
* Being higher, they offer better visibility;
* They can go anywhere, which suits outdoor SA lifestyles;
* They are seen as safer for their occupants in a crash;
* They can ride the potholes better [road conditions off the main roads have deteriorated];
* The best equal or exceed the luxury of the best saloon cars;
* They convey an adventurous “tough guy” image.

Analysts have disclosed that the SUV segment is growing in size, but the 4×2 SUV sub-segment is becoming a very popular option. It is also interesting to note that 4X4 vehicles have increased their market share from 8%-12% during three years of desperate recession.

What is an SUV?

A sport utility vehicle (SUV) is a generic marketing term for a vehicle similar to a station wagon, but built on a light-truck chassis. Usually equipped with four-wheel drive for on- or off-road ability, and with some pretension or ability to be used as an off-road vehicle, some SUVs include the towing capacity of a pickup truck with the passenger-carrying space of a minivan or large sedan. [Wikipedia]

SUV/ 4X4 and insurance risks

Many SUV owners might not buy the vehicle for its 4×4 ability, but having these capabilities at hand, might provide additional safety concerns. We have referred to purchasing considerations as including the ability to go “anywhere” and the perceived “tough guy image”. This is exactly where the additional vehicle insurance risk can be found!

Owning and driving a 4×4 vehicle does not mean that the driver is capable of driving off-road safely. Without proper training a 4×4 could be dangerous in the hands of the inexperienced driver. Too many 4×4 vehicle roll-overs occur when drivers drive these vehicles at incorrect speeds and without the proper technique on gravel roads!

Insuring your 4×4 vehicle and communication with your insurer

The vehicle owner needs to pay special attention when insuring his SUV and 4×4. The type of vehicle that you drive and the purpose of use are important considerations in calculating the insurance premium payable! If the SUV is not to be used for rough 4×4 driving, you might need to communicate this to your insurer – or at least confirm that this vehicle does not attract a very expensive car insurance premium from your insurer.

Car Insurance Advice and suggestions for the SUV/ 4X4 Owner

The Car Insurance Blog at carinsurance.arrivealive.co.za would like to advise the following:

• Pay close attention to insuring your 4×4 or SUV.
• Shop around and compare insurance quotes from several providers
• Avoid additional risks and 4×4 insurance claims through a focus on safety.
• Focus on safety and driving skills on off-road and 4×4 terrain
• Improve your skills through accredited 4×4 driving courses
• Ensure that additional drivers also gain safe 4×4 driving training as well.
• Do not overload your vehicle and be especially cautious when towing

The Arrive Alive road safety website has made available several pages of content on 4×4 driving safety. We would like to urge all 4×4 vehicle owners to view the following section:

4×4 Off-Road Driving Techniques & Safety
4×4 Vehicle Insurance

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Potholes leading to increased frustration and tyre damage claims

Written on January 27th, 2010 by admin
Categories: Car Accidents, Car Insurance Claims, General Information

PotholeThe Arrive Alive website has received an increasing amount of emails from road users concerned with the condition of our roads. These emails have been referred to the Department of Transport and the National Roads Agency.

The potholes do not only endanger the lives of travellers driving away from the National roads [“N” roads], but are also contributing to increased vehicle damage!

The full extent of the problem was highlighted earlier this week in a report on Eyewitness News. It is reported in a snap poll by Eyewitness News that around six of every 10 cars taken to tyre centres in Gauteng are there because of pothole or construction damage. It has emerged poor road conditions in the country could be costing the economy as much as R18bn a year.

Eyewitness News called various tyre fitment centres and retailers across the province and just about all had the same response – deteriorating road conditions were good for business. Some estimate between seven and nine out of every 10 cars they attended to, were there because of potholes or construction. They agreed the figure increased exponentially over the past few years.

“It’s increased dramatically. The number of tyres we replace due to tyres we replace due to road damage compared to about three years ago has probably doubled,” said one centre.

The South African Chamber of Commerce has also expressed concern about the lengthy delays on our roads around Johannesburg. The chamber’s Neren Rau said potholes, the absence of road markings, malfunctioning traffic lights and accidents were all problematic.

The Johannesburg Roads Agency is likely to experience a spike in claims as persistent wet weather exacerbates the pothole problem across the city.

There will be increased litigation if attention is not given to repairing these dangerous road conditions. It is important to remember that vehicle damage from road works and poor road conditions on the “N” roads can be addressed to the South African National Roads Agency and their insurer.

Damage suffered as a result of poor maintenance and failure to repair road conditions on other roads have to be addressed to the local municipality and department of roads/ public works in that area.

Also view:

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