Posts Tagged ‘Road Safety’

Road Safety Tips for long weekend travels

Written on September 23rd, 2010 by jonckie@arrivealive.co.za
Categories: Car Insurance Advice, Road Safety, Safe Driving Tips

car-blog-images_long_wekendMany South Africans will embark on journeys to visit friends and families during this long weekend.

May we on this Heritage Day weekend also remember to protect the lives of all on our roads and drive with caution and consideration!!

Arrive Alive and ER24 would like to share a few road safety tips with all our road users on the Car Insurance Blog:

1 Obey the rules of the road and carry your drivers license with you.

2 Plan the route to your holiday destination and give yourself enough time to reach the destination

3 Make sure that your vehicle is in a roadworthy condition before departure. All lights and indicators, windscreen wipers, brakes, steering, exhaust system and tyres should be carefully examined for faults.

4 Do not overload.

5 Try to avoid driving after dark if possible.

6 Have a good rest before you embark on your journey

7 Take safety breaks every 2 hours or 200km

8 Do not drink and drive

9 Try to recognize potentially dangerous drivers on and pedestrians alongside the road and keep well clear of them

10 Be visible – drive with your lights on

11 Headlights should be dipped well before an approaching vehicle is within range of the main beam.

12 Always wear your seat belt and see that everyone in the car is wearing theirs.

13 Drive defensively

14 Stay within the speed limit at all times

15 Only overtake when it is absolutely safe to do so

16 Maintain at least a 2 second following distance – this distance should be increased at night, in foggy or rainy conditions and when the road is wet.

17 Expect others not to be as obedient to the law as yourself

18 Be courteous towards fellow road users – keep your temper and resist the temptation to retaliate

Share these suggestions with your family and friends – And may you and your family have a good rest over this long weekend!! Protect not only the safety of your car – but also the lives of your loved ones and all other road users!

[Advice from www.arrivealive.co.za and www.ER24.co.za ]

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More should be done to avoid elderly driver accidents

SnipImage(16)On the car insurance blog we have given some attention to the increases car insurance premiums payable by the elderly. Elderly drivers have seen their car insurance premiums increasing significantly as they get older than 65 – and more should be expected from medical doctors and family members in either removing their driving privileges or their need to drive.

On the Arrive Alive Website we have developed a section “Road Safety and the Elderly”, and a visitor commented on this content. We would like to share this email:

“I have just read the extremely informative and well balanced article on elderly drivers. In the mid-seventies my wife and I witnessed the death of a young student (motor cyclist) on Ridge Road,Durban. The driver of the car was an elderly man who walked around, peering over the top of his glasses, saying he did not see him. He did not stop at the stop street!! In court he requested that he may need his licence as he travels all over Natal for the Lawn Bowls association. (Agreed to).

The next incident was my father-in-law who decided he was on his “normal” route home and was crossing an intersection guarded by a 4 way stop. It turned out to be a Traffic Light and Dad intersection and Dad “took out” a full taxi. As a result of this my mother-in-law was left paralysed from the waist down. I negotiated with the SAPS vehicle unit to tell Dad that he was to be charged with Reckless or Negligent driving and would have to appear in Court UNLESS he was prepared to hand in his licence voluntarily. At the age of 85 with a distinguished war medal and a clean working record on the Durban Corporation he could not stand the thought of going to court and having a record. The licence was handed to the SAPS officer who then gave it to me outside the house. They said they had n authority to remove his licence but were quite satisfied that I had it.

The 3rd incident was my own Mother aged 83 and driving a VW Fox which was more than 15 years old. Mom phoned me to say she had just come from the eye specialist as she had a problem with her one eye. He had advised her that she had a stroke and the eye was permanently blind. I asked her if she had stopped driving – no se could still see out of the other eye. The next time we visited the left side of the car had so many bumps and dents you could hardly recognise the car. I the meantime she had gone to have her licence renewed. She passed the test and received her new licence for 5 years ??? I went with her to the eye specialist only to find out that my Mother’s TOTAL vision was 16% and the doctor asked her if she had followed his advice and sold her car. I immediately advertised her car for sale and asked her to give me her licence – she complied but would not speak to me for months.

The underlying factor – should family take this responsibility or should there be a line that can be used requesting a retest of a person. I understand that some people are more competent than others of the same age but, if this is so, why have we set a minimum age for someone to get a licence? (I could drive when I was 14 but never did on a public road). An age,for example 75, should be set for a competency test (not full learners and drivers) to ensure the driver is safe. A further case in point is a friend whose father stays in Howick. He suffered a slight stroke yesterday (89 years old) and then wanted to drive himself to the doctors. The doctor has told him not to drive for a while as he keeps on falling over to his right. My friend is having a hard time stopping her Dad from driving. I recommended that she contact the Traffic Department for assistance. He drives a BIG POWERFUL BMW.

I would like to see Medical Practitioners being held responsible for removal of licences in conjunction with the appropriate authorities.”

Also view:

Car Insurance might become too expensive for the elderly to keep driving

Cancelling car insurance should be the very last resort for the elderly

Elderly women are higher risk drivers for car insurance

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Car Insurance Blog celebrates a year of sharing information and advice

CAR_BLOG

The 27th of July 2010 was the one year anniversary of the Car Insurance Blog at carinsurance.arrivealive.co.za. Even though the Arrive Alive road safety website has been online for 7 years, and we have included a section on car insurance and road safety, it is only a year since much more attention has been given to providing blog posts about car insurance.

The development of the Arrive Alive website has been made possible with the assistance of a variety of corporate sponsors, including the car insurance industry, and this has enabled us to share important two-way communication with visitors.

It became evident that there is great uncertainty pertaining to aspects of car insurance, on what to do not only to protect against vehicle accidents claims, but also how to find the correct insurance and what to do when an insurance claim is rejected.

On a personal level it was the opportune time to use my experience having read law for 5 years, lecturing in law for 5 years and working in the financial services field for 8 years – to provide advice that could benefit many of our vehicle owners.

The information on the Arrive Alive website can be found on these pages:

These suggestions and advice were supported during the past year with regular blog posts on car insurance. It is perhaps time to reflect on some of the interesting insights we were able to gather about the car insurance blog through the tools provided by Google Analytics.

Car Insurance Blog and Google Analytics search results

27 July 2009 – 27 July 2010

- 28,797 Visits
- 56,115 Page views
- 231 Referring sources
- 13,716 Keywords used in search engines
- Visits came from 140 countries

We are pleased to find that many visitors have been able to find the important advice they required and were searching for. We will continue to be guided by visitors and their quest for information.

Many other car insurance sites have been able to benefit from the information, often referring to the car insurance blog as source – whilst other have unfortunately plagiarised many of these posts.

This will not deter us from the ultimate objective – to provide independent and credible information, advice and suggestions about car insurance to vehicle owners.

If we are able to assist more vehicle owners to find affordable car insurance and protect themselves from vehicle accident claims through safer driving behaviour – all these efforts would be worth every minute spent on writing these blog posts!!

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Increase in SUV and 4×4 sales – but are they correctly insured?

Written on July 20th, 2010 by admin
Categories: Car Insurance Advice, Cheaper car insurance, General Information

Vehicle statistics made available on the Moneyweb website makes for interesting reading. It has been revealed that in December, SUVs accounted for 25% of passenger car sales. It is said that one in six passenger cars being sold in SA these days can be loosely termed a sports utility vehicle (SUV).

Increase in SUV and 4x4 sales - but are they correctly insured?

Why are so many buyers opting for SUV’s?

We need to reflect on some of the reasons for the shift in purchasing tendencies:

* They are more spacious/ comfortable;
* Being higher, they offer better visibility;
* They can go anywhere, which suits outdoor SA lifestyles;
* They are seen as safer for their occupants in a crash;
* They can ride the potholes better [road conditions off the main roads have deteriorated];
* The best equal or exceed the luxury of the best saloon cars;
* They convey an adventurous “tough guy” image.

Analysts have disclosed that the SUV segment is growing in size, but the 4×2 SUV sub-segment is becoming a very popular option. It is also interesting to note that 4X4 vehicles have increased their market share from 8%-12% during three years of desperate recession.

What is an SUV?

A sport utility vehicle (SUV) is a generic marketing term for a vehicle similar to a station wagon, but built on a light-truck chassis. Usually equipped with four-wheel drive for on- or off-road ability, and with some pretension or ability to be used as an off-road vehicle, some SUVs include the towing capacity of a pickup truck with the passenger-carrying space of a minivan or large sedan. [Wikipedia]

SUV/ 4X4 and insurance risks

Many SUV owners might not buy the vehicle for its 4×4 ability, but having these capabilities at hand, might provide additional safety concerns. We have referred to purchasing considerations as including the ability to go “anywhere” and the perceived “tough guy image”. This is exactly where the additional vehicle insurance risk can be found!

Owning and driving a 4×4 vehicle does not mean that the driver is capable of driving off-road safely. Without proper training a 4×4 could be dangerous in the hands of the inexperienced driver. Too many 4×4 vehicle roll-overs occur when drivers drive these vehicles at incorrect speeds and without the proper technique on gravel roads!

Insuring your 4×4 vehicle and communication with your insurer

The vehicle owner needs to pay special attention when insuring his SUV and 4×4. The type of vehicle that you drive and the purpose of use are important considerations in calculating the insurance premium payable! If the SUV is not to be used for rough 4×4 driving, you might need to communicate this to your insurer – or at least confirm that this vehicle does not attract a very expensive car insurance premium from your insurer.

Car Insurance Advice and suggestions for the SUV/ 4X4 Owner

The Car Insurance Blog at carinsurance.arrivealive.co.za would like to advise the following:

• Pay close attention to insuring your 4×4 or SUV.
• Shop around and compare insurance quotes from several providers
• Avoid additional risks and 4×4 insurance claims through a focus on safety.
• Focus on safety and driving skills on off-road and 4×4 terrain
• Improve your skills through accredited 4×4 driving courses
• Ensure that additional drivers also gain safe 4×4 driving training as well.
• Do not overload your vehicle and be especially cautious when towing

The Arrive Alive road safety website has made available several pages of content on 4×4 driving safety. We would like to urge all 4×4 vehicle owners to view the following section:

4×4 Off-Road Driving Techniques & Safety
4×4 Vehicle Insurance

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Avoid the distracted pedestrian causing car insurance claims!!

Written on July 15th, 2010 by admin
Categories: Car Insurance Advice, Car Insurance Claims, Road Safety, Safe Driving Tips

In South Africa pedestrian deaths amount to approximately 35-40% of road fatalities. Past development of informal settlements next to national roads can be blamed for many of these pedestrians crossing highways. Other factors include walking whilst drunk – and drivers driving at inappropriate speeds on our roads – or not adjusting their speeds to the road conditions.

Avoid the distracted pedestrian causing car insurance claims!!

A factor which is however often neglected is distracted pedestrian behaviour. Much focus is placed on distracted driving and the risks of cellular conversations, texting while driving etc. We tend to forget that technology has not escaped the pedestrians – and many are walking next to and on our roads whilst chatting on their mobile phones, listening to music on their iPods, texting or even playing games on their mobile devices!

Yesterday we added an accident report on the Road Safety Blog of a tragic accident on the N1 near Cape Town. A pedestrian was knocked out of his shoes in this fatal accident. Even though the cause of the accident is still under investigation – it is worthwhile to consider the risks of pedestrian distractions.

Pedestrian Distraction Study / Inattentional Blindness

A recent study in the US revealed that Pedestrians who talk on a cellphone are slower, change direction more, have difficulty navigating – and are less likely to notice obvious distractions.

Researchers observed 317 pedestrians as they crossed the main square of the campus of Western Washington University using the 114m main diagonal pathway. The people observed were either talking on a cellphone, listening to a personal music player, in conversation with another pedestrian, or walking alone, without any electronic devices.

The study involved researchers noting the time it took them to cross the square, whether they stopped, zig-zagged or stumbled; how many times they changed direction, and whether they collided with another person, or nearly did.

The pedestrians were also monitored to see if they noticed the “unusual stimulus” the researchers had placed just off the walking path: a brightly-coloured unicycling clown.

“Unicyclists are very rare on campus pathways,” the authors of the study, which will be published in the December issue of Applied Cognitive Psychology, wrote.

Only 25 percent of people using their cellphones noticed the clown, while more than half of people in the other groups noticed him.

Failure to see the clown could not be blamed on the use of an electronic device per se, because 61 percent of people using a music player saw the unicyclist, or on having a conversation, because chatting couples were the most likely – 71 percent – to see the clown, the study said.

Instead, the study suggested that cellphone users fail to notice what is going on around them, a phenomenon called “inattentional blindness”.

“This means that they may miss more than the unicycling clown and experience difficulty recognising and using information needed to navigate through a complex and changing environment,” which might not be overly dangerous when walking in a pedestrian zone but can be when bikes or cars are introduced into the equation, or the cellphone user is driving. [Information from AFP]

Advice to Vehicle Owners/ Drivers

Even though this emphasizes the need to alert pedestrians to the dangers of pedestrian distraction – it also should raise the alarm amongst drivers. Safe driving will require that we implement safety measures and suggestions and use the information at hand. On the Car Insurance Blog at carinsurance.arrivealive.co.za we would like to assist our vehicle owners in avoiding insurance claims from road accidents.
We would like to advise the following:

• Do not expect that you are seen – drive with your lights on!!
• Always expect the unexpected – reduce speed in the vicinity of pedestrian activity
• Monitor the behaviour of pedestrians [especially children] next to the road.
• Be prepared for sudden swerving movements or pedestrians running across the road.
• Be very cautious in bad weather and additional environmental dangers such as wind, rain, fog and mist.

These basic suggestions could not only reduce car insurance claims – but also save lives!!
Also view:

Road Safety and Pedestrian Distractions

Avoiding Pedestrians

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Be alert to the car insurance word mercenaries!!

Written on July 5th, 2010 by admin
Categories: General Information

It is now just about a year that we have blogged about car insurance. Having dealt with road safety via the Arrive Alive parent website for 6 years, we believed that more awareness of car insurance should be created!!

The objective with the CBe alert to the car insurance word mercenariesar insurance Blog at the carinsurance.arrivealive.co.za domain is to provide information to vehicle owners about the importance of car insurance and to guide them towards finding the best car insurance to meet their needs. This would also include raising the necessary alarm bells and advise not only on how to avoid accident claims – but also to assist in the claims process!

It has always been important to gain credibility as a useful resource for information – and to recognize the invaluable input and expertise from others. Even though there are car insurers who have partnered with our road safety efforts – we have decided to develop this car insurance blog with the greatest degree of independence.

With this in mind we will not try to “punt” or promote the car insurance product of a specific insurer –but rather provide more insights with regards to the specific range of products available in the industry and what we need to know about a variety of car insurance products!

We decided to allow the Google adwords or banners from insurers to fund these efforts. Readers have been invited to visit these advertisers from the blog – but we decided not to promote specific insurers within the content of the blog!

How do we gain credibility as car insurance experts?

An expert is someone widely recognized as a reliable source of technique or skill whose faculty for judging or deciding rightly, justly, or wisely is accorded authority and status by their peers or the public in a specific well-distinguished domain. An expert, more generally, is a person with extensive knowledge or ability based on research, experience, or occupation and in a particular area of study. [Definition from Wikipedia]

Having 9 years of experience in the financial industry [some of which as a compliance officer], I was quietly confident of my ability to develop the car insurance blog as an important resource. During the last 12 months I discovered that there is no shortage of other experts and blogs about car insurance. I have however also discovered that there are many who write blog posts just for the sake of adding something for search engine optimization purposes. These are the people we should be aware of – those who can be regarded as “word mercenaries”!

Word mercenaries in the car insurance industry

A word mercenary can be described as a person with writing ability that provides content for websites and blogs and is motivated to contribute such content essentially by the desire for private gain. He need not have a specific interest in the specific industry or any motive to improve the industry but will produce regular pieces of “keyword rich” content about the industry.

These are the so called “hired guns” of the industry – tasked with assisting insurers in optimizing their websites and gaining greater “search find ability”! The blog posts are often not rich in quality – but rather rich in prominent keywords – and will promote a specific website or car insurance product!

Advice to online car insurance visitors

The best advice for visitors is always to search for corroboration! Read a blog post, make notes and search for other news and blog postings dealing with the same topic. Do not merely rely on the commentary and directives of one author. That author might be a word mercenary or hired gun – and might not have your best interests at hand –but rather that of the hand that feeds him!

Car Insurance information is easy to find – perhaps it is needed that we spend a bit more time on analyzing the information that we find!!

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Avoid accident claims from multi lane roundabouts

Avoid accident claims from multi-lane roundaboutsToo many accidents occur at the multi–lane roundabout! These are also referred to by South African drivers as “Traffic Circles” and are road designs intended to improve traffic flow – but are seen by many as a source of much agitation and part to many accidents!

Driving at traffic circles/ roundabouts require a knowledge of the Rules of the Road – and some extra caution.

The problem of the multi-lane roundabout

There is not much debate about the one line roundabout/ traffic circle. Most drivers understand that you have a duty to give way to the right – and few accidents and frustrations will result from this basic rule.
It is however the multi-lane roundabout that leads to road rage and many side swipe accidents. This happens when drivers are not aware of where they need to be before exiting the roundabout, drive at inappropriate speeds or fail to signal their attentions!

How should we drive at the Multi-Lane roundabout?

We would like to share some insights from the road safety experts on how to drive at the multi-lane roundabout to avoid accidents and car insurance claims:

Which lane one is driving in round a multi-lane roundabout type of traffic circle often depends on the traffic situation at the point of entering a circle. So, sometimes one can be in the inside lane by force of circumstances when entering the roundabout, when ideally one should be in the outside lane. Similarly, you may want to take the last exit but due to traffic are forced to enter the circle in the far left-hand lane.

Therefore the issue is not so much whether a driver is in the “correct” lane in the roundabout, but more the case of, once in the roundabout, how does the driver go about exiting the circle at the required exit. And this is primarily a matter of following the rules of the road regarding the correct use of lanes, signalling, and not changing lanes dangerously. And the rules can be simplified as follows:

1. BEFORE changing lanes to the left (in order to prepare to exit), check in the mirrors and the left blind spot to see whether it is safe to SIGNAL.

2. If it is safe (at that moment), signal your intention to move into the next lane to your left.

3. BEFORE changing lane, check mirrors and blind spot again to ensure that it is still safe to change lane; if safe, move across carefully.

4. If it is not safe, and you are close to your desired exit, circle the center island again until it IS safe to change lanes and exit the roundabout.

We would also like to urge drivers to view the following sections.

This will not help you find car insurance – but might well help to avoid car insurance claims and increased insurance premiums!

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Are you driving whilst suffering from daytime sleepiness?

Written on June 14th, 2010 by admin
Categories: General Information, Road Safety

Driver sleepinessToo many accidents are caused by human error! Even though many of these accidents are not attributed to intentional conduct such as transgressions of the Rules of the Road, many could have been prevented if the road user was more alert at the time of the incident!

One of the contributing factors to road accidents is driver tiredness. We often refer to this not only as driver tiredness, but also driver fatigue or driver drowsiness.

But how big is the problem of daytime sleepiness?

A new study has found that almost one in five adults in the United States suffers moderate to excessive daytime sleepiness.

“The prevalence of excessive daytime sleepiness is very high in the American population, much higher than what we observed in the European population,” Dr. Maurice Ohayon, professor of psychiatry at Stanford University and lead investigator of the new study, said in a news release from the American Academy of Sleep Medicine. “Insufficient sleep is plaguing the American population and is one of the leading factors for excessive daytime sleepiness.”

This follows an earlier 2002 study that estimated that about 15 percent of adults in five European countries suffer from daytime sleepiness.

About 18 percent of the U.S. survey participants said they had fallen asleep or become drowsy in situations like meetings and conversations when they should have been concentrating.

The authors of this study have pointed out that the potential for injuries and accidents is very disturbing!

“The number of individuals sleepy or drowsy during situations where they should be alert is disturbing,” Ohayon said. “Sleepiness is underestimated in its daily life consequences for the general population, for the shift workers and for the people reducing their amount of sleep for any kind of good reasons. It is always a mistake to curtail your sleep.”

How was this study performed?

  • The survey asked questions of 8,937 people in Texas, New York and California.
  • Severe sleepiness was reported by 11 percent of participants, more of them women (13 percent) than men (8.6 percent).

The findings, published in the June issue of Neurology, were released at the annual meeting of the Associated Professional Sleep Societies in San Antonio.

Conclusion and Advice

Even though our car insurance policies might protect us from financial harm, it will not protect us from car accidents. We as road users are responsible for our safety on the road – and we need to consider all those aspects that could increase our alertness on the road!

We would like to urge all road users to avoid driving while tired, and to consider driver fitness as the Number 1 priority on our roads!!

Also view:

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Are you ready to share the road with foreigners during the World Cup?

Written on May 31st, 2010 by admin
Categories: Car Insurance Advice, Road Safety

Are-you-ready-to-share-the-road-with-foreigners-during-the-World-CupWe have referred to the importance of having your car insurance sorted before the Football World Cup. We have addressed the dangers of lending your vehicle to foreigners – and have also alerted vehicle owners to some additional road risks.

These were discussed in these blog posts:

Some alarming facts have come to light in a story in The Independent on how much some of these visitors might know about the Rules of the Road!

Insurer AXA is warning British motorists driving overseas to swot up on local road rules or face fines, arrests or accidents. A third of motorists admitted that they don’t know whether a GB sticker is a legal requirement.

Some of the interesting survey results include:

  • Nearly half, 49 per cent, were unsure whether their car insurance covered them for driving abroad, with 23 per cent making the potentially disastrous assumption that it does.
  • Bizarrely, 40 per cent of motorists think that it is legal to jump a red light in Italy, while 37 per cent think its right to overtake on both sides on Portuguese motorways.
  • Meanwhile, just over one in five, 22 per cent, wrongly stated there was no need to carry a reflective jacket and red triangle in your car in France, while 48 per cent incorrectly believe that you must carry a petrol can in Spain.

Craig Staniland, AXA Insurance director, said: “While some of the misconceptions we have about driving abroad are amusing, there are some serious misunderstandings that could lead to breaking the law or a serious accident.”

We would like to urge all our foreign visitors to study the Rules of the Road before driving in South Africa.

They might do well to view the following:

South African drivers will have to be alert and recognize that many foreign road users are aware of the unique driving conditions in South Africa. We would like to urge all to be patients and courteous to one another!

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Do you know the basics of CPR?

Written on May 19th, 2010 by admin
Categories: General Information

Do-you-know-the-basics-of-CPRWe would like to pause and divert our attention from car insurance advice just for a brief moment. Once you are insured and have peace of mind that your financial well-being is well taken care of, you need to be safe on the roads!

We have given much attention to avoiding accidents, but seldom give the necessary attention to what you need to do in the event of an unfortunate accident. There are many sections of content on this available on the Arrive Alive website – but we need to do a bit more!

Earlier today we have added some more information on the basics of CPR to the Arrive Alive road safety website. We have often seen bits of pieces on CPR on television and in the movies – but do we really know how to perform this lifesaving technique?

We would like to focus briefly on the main criteria – the need to CHECK, CALL and CARE. On the road an emergency becomes even more life –threatening by the presence of other moving traffic. You need to check for these dangers before considering any emergency procedure, you would need to call qualified and well trained emergency response teams and you might need to know the basics of how to care for the accident victim.

This Blog is not the place to illustrate CPR, and we would like to urge all our vehicle owners and drivers to pause just for a moment and read the content on the Arrive Alive website titled “CPR and Road Safety – Know more and Save Lives!!”

You will also find a video clip on how CPR is performed. We tend to run around trying to find on the internet all the different techniques to save some money on our car insurance – but often neglect to pay attention to those techniques that can REALLY save a life. May we also pay more attention to the lifesaving importance of CPR!

Also View:

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