Posts Tagged ‘vehicle theft’

Which makes of vehicles are more likely to be stolen in South Africa?

SnipImage(16)Are you going to be the more likely victim of vehicle theft than the guy next door just because you have a specific vehicle? What would make the vehicle thief decide to rather take your vehicle than that of the other bloke?

I have come across an interesting story in Rapport Newspaper in which it was revealed that two Toyota brands, the Hilux and Fortuner vehicles have been identified as the most sought after by vehicle thieves. A Toyota spokesperson has confirmed that this has come to their attention and that the giant motor manufacturer is working closely with the security industry and the police services in assisting vehicle owners to combat vehicle theft.

Toyota comments on vehicle theft statistics

Toyota however cautions on making a simplistic assumption from the facts and statistics – and cautions that as the motor manufacturer with the largest market share – it is most possible that vehicle theft might also tend to reflect this market share.

Historically these revelations do not come as much of a surprise. The Toyota minibus has long been the mode of transport for the majority of commuters in both cities, rural towns and perhaps most importantly in neighbouring countries. It has long been speculated that the engines within the Hilux and Fortuner could well be used within these minibuses and the overhauling of other vehicles.

The historical reliability of these engines could perhaps also have this unfortunate downside – if they are built to last – perhaps they are built to be taken for use elsewhere…

What do the car insurers say about increased theft of specific vehicles?

Several car insurers have been asked for their comment on whether they would still insure brands identified as prime targets by vehicle thieves – and the big car insurer sees no problem in doing so.

There has been confirmation however that:
- Vehicle theft statistics are closely monitored
- These statistics will play a role in the calculation of the car insurance premium payable
- If a specific vehicle is stolen much more often that others – the car insurer will consult with the motoring manufacturer on security requirements.

It is important to note that the vehicle owner could also improve the safety features on his specific vehicle through additional safety features, tracking systems etc. We would like to urge vehicle owners to have a look at the blog post on layered security systems.

A spokesperson from the South African Insurance Association has confirmed that many role players in the insurance industry, security industry and business sector are working closely together to combat vehicle theft in South Africa.

Conclusion and advice to vehicle owners

It is important that vehicle owners pay close attention to their vehicles and how to protect themselves from vehicle loss through theft or hijacking. Apart from having these vehicles insured – also pay attention to:
-vehicle security features
- where you drive your vehicle at night
-hijacking hotspots
-secured parking at home/ work
-where you park your vehicle

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What do car insurers regard as secured parking?

Written on July 1st, 2010 by admin
Categories: Car Insurance Advice, Car Insurance Benefits, General Information

We have discussed the importance of parking your vehicle safely. Vehicle theft is one of the threats to lower car insurance premiums and we need to do everything possible to protect our vehicles from these criminals. This includes not only installing layered security systems, but also parking in a safe or secure spot!

What do car insurers regard as secured parking?

Too many drivers are unaware that their parking location can have a major impact on the cost of their car insurance coverage, and understanding how and why this affects rates can help you find a more affordable quote.

Insurers will offer a discount for vehicle owners that own their own garages or rent a locked garage with a roof to store their vehicles.

What is secured parking?

Car Insurance companies will pay close attention to the area where you reside and the area where you travel. They will also consider the risks to vehicle theft and loss in that area. After taking into account accident and especially the crime statistics in this area – they will also pay attention to the information disclosed by you on the safe parking of your vehicle.

This would include information on parking in the following spaces:

• A locked garage
• Within a gated community
• Inside a parking garage managed by a security company and with CCTV cameras.
• Inside a open parking area surrounded by fences or walls
• Parking in a street or public area
• Beneath a covered parking area /carport etc

Secured Parking should be interpreted by most as either being enclosed within walls and locked – or having security guards on permanent surveillance to protect the vehicles in an enclosed area. Secured parking means that there are measures in place to create a safe environment.

Safe Parking Suggestions

Your car is more likely to be broken into when parked in an urban area – but there are still chances to reduce the risks. We would like to provide a few safe parking suggestions to avoid car insurance claims from vehicle theft:

• If able to park in a car park, try to choose one that is well lit, has security patrols, restricted entry and exit points.
• It is best to pay for a manned car park if at all possible.
• Park in a well –lit area, making it less likely for your car to be broken into, and also making it less likely that you will be attacked on returning to your car.
• Never leave anything on display when you park your car. Even an old coat or a plastic bag can tempt a thief.
• If you have a garage, use it.

Environmental damage and car insurance

Your parking might not only reduce the risks of vehicle theft – but also the changes of environmental damage. A covered or locked garage could reduce the car insurance claims from damage caused by hail, falling tree limbs, vandalism etc …

Advice to vehicle owners

Never underestimate the value of communication with your insurer! Your insurer or broker should be able to give you tips on parking and explain what discounts, if any, are offered.

When researching car insurance quotes, take the time to consider the factors that affect your insurance costs, as well as looking at your parking and driving habits.

Also view:
Parking with caution can prevent vehicle theft

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What are the methods used to smuggle vehicles across South African borders?

Written on May 18th, 2010 by admin
Categories: Car Insurance Crime, Insurance Fraud

vehicle-smuggling-from-south-africaWe have given much attention to the risks of vehicle theft and the need to protect ownership through the correct vehicle security systems. We have also provided some insight to the large quantities of vehicles illegally crossing our borders in the hands of thieves and hijackers. But how do they do it?

The South African Insurance Crime Bureau has revealed how criminals use a variety of methods to take vehicle across the borders of South Africa – and we would like to share this information with our vehicle owners:

Not crossing official border posts

  • In some instances, vehicles are driven across the long borders without going through an official border post. Some border lines between South Africa and its neighbours are only defined by long stretches of cattle fencing that can easily be cut or flattened to allow vehicles to cross.
  • Criminals simply cut the wire around the bigger poles, drop the smaller poles and drive through. Patrolling this type of terrain next to the border fence is tough due to the inaccessibility of the area, and the fact that the Government stopped the SANDF from patrolling the area. (Fortunately it seems that soon the SANDF will be patrolling our borderlines again.)

Crossing the Border posts

A variety of methods is used to smuggle vehicles through the border post itself:

  • The first involves the fraudulent removal of vehicles from South Africa with the permission of the vehicle owner. Once the vehicle has crossed the border it is reported stolen or hijacked in South Africa.
  • This form of crime often involves bank and insurance fraud as the owner will claim insurance for the “theft”.
  • Another method involves the use of duplicate documentation. In such cases, a vehicle will be stolen or hijacked and then taken out of the country using duplicate documentation that does not belong to the said vehicle. The duplicate documentation actually belongs to a vehicle with the same model and make as the one being smuggled out of the country, and often belongs to a vehicle that has either been scrapped or disassembled.
  • This form of crime often takes a fairly experienced eye to detect. This is especially the case when the engine and chassis numbers have been tampered with and the original numbers are difficult to detect.

Using criminal contacts / Partners in crime

  • Stolen or hijacked vehicles can be re-registered with relative ease by using contacts working in the Licensing Department.
  • The false registration documentation will then be used to smuggle vehicles across the borders.
  • There are also known cases where people from a neighbouring country may order a stolen vehicle in advance. In such cases, the vehicle may be pre-registered in a neighbouring country before or immediately after it has been hijacked or stolen. The stolen vehicle will then be taken across the border by using the new registration papers of the country from where it had been ordered.

Where vehicles are smuggled through border posts, as opposed to across border lines, it is common practice to use export permits or temporary import permits. In these circumstances, the networks rely on identified weaknesses in systems at border posts, lack of compliance with procedures at border posts, or corrupt officials stationed at these posts.

During a visit to Lebombo Port of Entry/Exit it was found that some criminals even go as far as to carry motorcycles in suitcases or bags across the border.

[Information accredited to the South African Insurance Crime Bureau]

Conclusion and Advice to Vehicle owners

You might not be able to do anything to improve our border control of prevent fraud at our licensing department or border posts. What you might be able to do is to protect your vehicle from ending up in the hands of criminals.

We would like to urge all vehicle owners to view the following sections:

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Cross-border vehicle theft makes car insurance a necessity in South Africa

Written on May 11th, 2010 by admin
Categories: Car Insurance Crime, Insurance Fraud

Cross-border-vehicle-theft-makes-car-insurance-a-necessity-in-South-AfricaIt was recently revealed in the media that approximately 100 vehicles are stolen and taken over the border to Mozambique every month! We shared this comment on Facebook and soon a few of my friends commented that they believe their vehicles might have been relocated to Mozambique as well!

Crime is one of the most important factors contributing to increased car insurance premiums. Vehicle theft and hijackings increase the risks of vehicle loss for car insurers and is one of the reasons why South African vehicle owners have to fork out much more for car insurance premiums.

But how big is the risk that my vehicle might get stolen and taken across our borders?

The South African Insurance Crime Bureau has revealed fascinating research results on this topic in the latest newsletter, and we would like to share some of this information:

  • During the 1980s the police identified the smuggling of vehicles across Southern African borders as a problem.
  • In 2005, researcher Irish stated that South Africa is the major source of vehicles that are smuggled within the SADC region.
  • According to Interpol statistics, South Africa accounts for between 96% to 98% of all vehicles acquired illicitly within the region.
  • In 2003 the police revealed that more than 20% of stolen or hijacked vehicles were smuggled out of the country into neighbouring states by organised crime groups.
  • In 2007 Burgers et al stated that approximately 30% of all stolen or hijacked vehicles are exported illegally and undetected from South Africa, via Ports of Entry/Exit and border lines.
  • In June 2009 Business Against Crime South Africa (BACSA) said that 20% vehicles are exported to neighbouring countries.

How easy is this cross-border theft for criminals and how many vehicles are recovered?

  • Burgers (2007) stated that during 2006, approximately 27 000 vehicles left the country.

These vehicles are taken over border posts and from major harbours. Facts on harbour and border posts are:

  • There are 53 land border posts across approximately 5800 km of borderline.
  • There are eight major harbours.

It is believed that the recovery rate for these vehicles from most countries in the region back to South Africa is less than I% of those seized in joint operations between the SAPS and police in such countries. At an average value of R80 000 per vehicle, a conservative estimate of the direct financial loss to South Africans as a result of the illegal export of stolen and hijacked motor vehicles is R2.I6 billion per year.

This information emphasizes the need for vehicle owners to protect themselves from vehicle loss. On the car insurance blog we have also added information not only about finding car insurance – but also on the need to have the correct vehicle security systems installed!

Also view:

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Tip offs and technology help track down vehicle theft

Written on January 22nd, 2010 by admin
Categories: Car Insurance Crime

Robbers-tracked-down-by-PoliceVehicle theft is one of the most important reasons why you cannot dare drive around an uninsured vehicle in South Africa. It was reported earlier today that four men have been arrested after the discovery of a stolen vehicle at a chop shop in Sebokeng in Gauteng.

These men were arrested after police received a tip-off about the location of a stolen silver VW Golf. The police investigated and found the vehicle in pieces at the described location.

The car was identified as stolen after police seized and examined certain vehicle body parts.

The four men, aged between 24 and 31, were charged with theft and possession of a stolen motor vehicle, and will appear in court next week.

In another, even more alarming report a businessman was hijacked by 2 persons presenting themselves at policemen. They were in police uniform, wearing reflective jackets with the word “Police” on it.

Vehicle theft and hijackings are a part of the criminal scene in South Africa. It should not only be the Police and the Insurance company responsible for protecting your interests. The vehicle owner should also be vigilant and assist with measures to prevent vehicle loss!

This can be done through safety measures such as layered vehicle security, Datadot technology and even by being more alert to criminal activity and providing information to the Police! Community policing and attention to safety may reduce vehicle related crimes and help to keep car insurance premiums to affordable levels!

We would like to share a few blog posts on advice that could prevent vehicle loss:

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