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Telematics

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  • What is usage based car insurance?
    There are many different terms to describe the concept whereby car insurance premiums are calculated based on the degree to which the vehicle is used. “Usage based” does not refer to the use of your car insurance – but the use of your insured vehicle! I would like to refer briefly to the description found at ...
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  • California embraces benefits of Pay As You Drive car insurance
    We have, by including a special category for Pay As You Drive on the Car Insurance Blog, given recognition to the importance to this distance based car insurance product. Pay As You Drive allows drivers to only pay a car insurance premium equitable to the distance that they travel – and hence the risk that ...
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  • Car Insurers also come clean on green house gas emissions
    Do car insurance companies do anything to protect the environment? It is interesting to note that financial services companies and insurance providers did participate in a recent survey about greenhouse gas emissions! South African companies and disclosure about green house emissions The National Business Initiative (NBI) says South Africa’s major companies are now ranked among global leaders in ...
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  • Reduced travelling allows women to find cheaper car insurance!
    Why do women qualify for cheaper car insurance premiums? The obvious answer is that they are regarded as safer drivers and car insurers have reason to believe that they are less likely to be claimants in car insurance claims! The hard fact, sometimes difficult for male drivers to admit, is that this is no guesswork – ...
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  • Ford Bakkie in US driven 1.6m km in only four years!!
    On the Car Insurance Blog we have given much attention to advice on finding the correct insurance to meet your specific needs. We have also advised vehicle owners who are not driving that much to consider a Pay As You Drive Insurance product. This will allow them to pay a fair insurance premium for the distance ...
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  • How much can a tracking device reduce my car insurance premium?
    There is no dispute around the effectiveness of vehicle tracking devices in combating vehicle crime! The South African Police Services recently revealed crime statistics for 2009 – and this makes for interesting reading. There is an interesting note included in the Crime Stats report – and we would like to quote: “Carjackers mostly differ from the groups ...
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  • Is the bidding war on trademarks and car insurance keywords about to erupt?
    In the online world there is a war on the horizon –not a war with guns and missiles –but a war of words – and to be even more precise, a war about AdWords! For many years there was not much interaction between the legal department and marketing gurus in major companies. It was relatively ...
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  • Keys, Hijacked Vehicles and Car Insurance…. What do we need to know?
    We often advise and caution our vehicle owners on the need to protect their vehicles from vehicle loss through theft and hijacking. We have given much attention to vehicle security systems and tracking devices – but we might also need to address some aspects pertaining to once the vehicle has been recovered. What do we need to ...
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  • How do I find the best car insurance for multiple vehicles?
    Often when we consider car insurance we only think of a single specified vehicle and the insurance for that car. The best about car insurance premiums is that there is no “one size fits all” – and every single client and his vehicle have different characteristics which affect the payable car insurance premium! Different characteristics and different ...
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  • Special cars deserve special care and protection!
    The Arrive Alive Website received a very interesting email from a regular visitor with images of a rather unique vehicle  – a beautiful Custom Built 2009 Wooden Car! This custom wooden car rides on a 1986 Toyota truck frame and gets power from a Chrysler 318 engine. It is driven by an automatic ...
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