Young drivers are high risk drivers
We have previously referred to the young drivers as the “highest risk drivers”. Vehicle crash statistics have proven that drivers from the age group 18-25 are more often involved in accidents – and they will as a result struggle to find affordable car insurance!
Contributing factors to these accidents include speeding, lack of driving experience, drunk/impaired driving etc.
These trends are not unique to one specific country or location – and can be found across the globe!!
Research on Young Drivers & Driving Behaviour
Interesting findings have been released recently after research by road safety charity Brake, in association with FedEx Express.
The research revealed that more than half of young motorists admitted to driving at speeds in excess of 70mph on quiet rural roads. Meanwhile the same amount, 56 percent, revealed they had driven at speeds of more than 40mph in a 30mph zone.
Ellen Booth, campaigns officer for Brake, said: “Many young people get a thrill from driving fast with their friends in the car, but because of the way young people’s brains develop, they often don’t yet have the ability to control their thrill-seeking tendencies.
“They often feel invincible and over-estimate their power to get out of trouble.”
Numbers from the Department for Transport in the UK concur with this view – 43 percent of the victims who died on Britain’s roads in crashes involving speed were aged between 16 and 25 years old.
Young Drivers and Car Insurance
Vehicle crash statistics and these research findings justify the expensive car insurance premiums payable by young drivers. Young drivers will need to slow down if they want to become eligible for cheaper car insurance. We would like to advise the following:
• That they reduce speed on the road
• Avoid drunk driving
• Strive to maintain an accident free record
• Attend advanced and safe/ defensive driving courses
• If they don’t drive much, consider Pay As You Drive Car Insurance Products
• Pay attention to other factors that might reduce their car insurance premiums such as vehicle security systems, locked parking etc
Also view:
• Why do young and elderly drivers pay so much more for car insurance?